BankCentral (Digital Platform) Verified 2025-11-09

PSB Loans in 59 Minutes

In-principle approval for Term Loan or Working Capital up to ₹5 Crores from Public Sector Banks (PSBs) within 59 minutes (or 8 working days for disbursal).

Maximum benefit value

₹5 Cr

Eligibility

  • Existing business with minimum 1 year operation
  • GST Compliant (min 6 months filing)
  • Income Tax Compliant
  • Udyam Registered

How to apply

Fully online application on the PSB Loans portal; uses data analytics for eligibility checks.

Required documents

  • GST Details
  • Income Tax Returns (latest 3 years)
  • Bank Account Statements (last 6 months)
  • KYC documents

Official sources

Verification notes

In-principle approval is not final sanction. Interest rates are competitive.