BankSIDBI (Bank) Verified 2026-07-05

SIDBI GST Sahay (Invoice-based Financing)

Collateral-free / unsecured small-value invoice-based (cash-flow) financing to micro enterprises against their GST invoices. Paperless credit lifecycle from origination to repayment using GSTN data, Account Aggregator, credit bureau and India Stack components (e-sign, e-stamping, e-NACH).

Eligibility

Micro enterprises registered under the GST framework
Having unpaid GST invoices to finance

How to apply

App-based, fully paperless journey via the GST Sahay app built on the OCEN and Account Aggregator frameworks; loans facilitated through registered Lending Service Providers.

Required documents

GST registration / GST invoices
Bank account data (via Account Aggregator)
KYC (e-sign)

Official sources

SIDBI GST Sahay ↗

Verification notes

Verified on SIDBI official GST Sahay page. Developed with Online PSB Loans Ltd and iSPIRT on OCEN/AA frameworks. Loan amount unspecified (small value); omitted. [AI-gathered from official sources on 2026-07-05; needs team review]