GovernmentCentral (Department of Agriculture & Farmers Welfare) Verified 2026-07-05

Agriculture Infrastructure Fund (AIF)

3% per annum interest subvention on term loans up to Rs 2 crore (subvention available on eligible loan up to Rs 2 crore per project), for up to 7 years, plus credit guarantee coverage (CGTMSE fee) for eligible borrowers, for post-harvest management and community farming asset projects.

Maximum benefit value

₹2 Cr

Eligibility

  • Farmers, FPOs, PACS, marketing/multipurpose cooperative societies, SHGs and their federations, JLGs, agri-entrepreneurs, startups, agri-produce market committees, state agencies and PPP projects
  • Minimum 10% borrower contribution for loans up to Rs 2 crore (25% above Rs 2 crore)
  • Moratorium of 6 months to 2 years; repayment up to 10 years including moratorium

How to apply

Apply online through the AIF portal (agriinfra.dac.gov.in); application routed to the selected lending institution for sanction; interest subvention and credit guarantee applied on the sanctioned term loan.

Required documents

  • Detailed Project Report (DPR)
  • Land/lease documents
  • Entity registration documents
  • KYC and bank details

Official sources

Verification notes

Verified on agriinfra.dac.gov.in. 3% interest subvention on loans up to Rs 2 crore and credit guarantee confirmed; maxValueInINR reflects the Rs 2 crore subvention-eligible loan cap. [AI-gathered from official sources on 2026-07-05; needs team review]