GovernmentCentral Verified 2025-11-09
Interest Subsidy Eligibility Certificate (ISEC) Scheme
Provides interest subsidy to institutions registered with KVIC/KVIB for obtaining working capital loan from banks. Ensures concessional credit.
Maximum benefit value
₹10 L
Eligibility
- Registered Khadi and Village Industry Institutions
- Institution must be functional and audited
- Working capital loan must be sanctioned by an approved bank
How to apply
Application is routed through the respective KVIC/KVIB office to the bank.
Required documents
- Registration Certificate (KVIC/KVIB)
- Audited Financials
- Working Capital Sanction Letter
Official sources
Verification notes
This is a key financing scheme for the KVI sector, ensuring concessional credit.