GovernmentCentral (Ministry of MSME) Verified 2026-07-05

MSME SAMADHAAN - Delayed Payment Monitoring System

Facilitates recovery of delayed payments; buyer liable to pay compound interest with monthly rests at three times the RBI-notified bank rate if payment not made within 45 days of acceptance of goods/services. MSEFC to decide cases within 90 days.

Eligibility

  • Any Micro or Small Enterprise with valid Udyam Registration
  • Amount due from a buyer for goods supplied or services rendered

How to apply

MSEs file online applications against buyers before the concerned Micro and Small Enterprise Facilitation Council (MSEFC) of their State/UT via the SAMADHAAN portal (samadhaan.msme.gov.in).

Required documents

  • Udyam Registration
  • Details of unpaid invoices / work orders

Official sources

Verification notes

Statutory facilitation mechanism under MSMED Act 2006 (Sections 15-24), not a financial subsidy; maxValueInINR omitted. Interest = 3x RBI bank rate, compounded monthly; 45-day payment rule confirmed. [AI-gathered from official sources on 2026-07-05; needs team review]