GovernmentCentral Verified 2025-11-09
PM Vishwakarma Yojana (PMVY)
Comprehensive support for artisans/crafts people ('Vishwakarmas'). Benefits include recognition, skill training, collateral-free credit (up to ₹1 Lakh/₹2 Lakh at 5% interest), and a Tool Kit Incentive (₹15,000).
Maximum benefit value
₹2 L
Eligibility
- Artisans engaged in one of the 18 recognized traditional trades
- Minimum 18 years of age
- Must not have availed similar credit schemes (PMEGP/MUDRA) in the last 5 years
- Family-based, micro-level activity
How to apply
Registration via Common Service Centres (CSCs). Vetting by Gram Panchayat/Urban Local Bodies.
Required documents
- Aadhaar-linked Mobile Number
- Bank Account details
Official sources
Verification notes
A large-scale scheme launched in 2023 focusing on the micro-sector artisans.